Onboarding sellers overview

Sellers must complete onboarding to accept PayPal payments on your platform. This API-assisted signup processfills fields with data that the systemcollected from the seller previously,helping toonboard them more efficiently.

PayPal screens your sellers and conducts local and global risk and compliance checks.

The multiparty payment solution supports 2 types of sellers for this integration:

• Casual sellers sell part-time and don't have an official, registered business. They can have a personal or business PayPal account and may use a personal account to hide information such as their address and phone number. For example, casual sellers might use PayPal to receive money at a yard sale.
• Business sellers sell full-time and have an official, registered business. For example, business sellers use their PayPal account to receive money for their online clothing store.

After you identify which type of sellers you want on your platform, choose how you to onboard your sellers. There are 3 ways to onboard:

• Onboard sellers before payment.
• Onboard sellers after payment.
• Build onboarding into the software.

How it works

Sellers receive a link from you to activate their account setup. They need to log into an existing PayPal account if they already have one or create one if they don't.

Onboarding flow with an existing account:

• Seller selects the account setup link that you provide.
• The link directs them to log in.
• The seller is prompted to grant you permission.
• Setup is complete. The process directs the seller back to your site.

If your sellers don't have a PayPal account, they need to sign up for one after they select the account setup link that you provide.

Onboarding flow without an existing account:

• The link directs the seller to create an account.
• The seller fills in the mandatory fields and grants you permission.
• The seller builds their business profile.
• Setup is complete. The process directs the seller back to your site.

Note: To simulate this onboarding flow (where a seller creates a new PayPal account using the setup link), enter the prefix "LMTN" in the Name field. For example: "LMTN INSERT-FIRST-NAME-HERE".

Onboarding sellers before payment

Onboarding sellers before payment is the recommended and most common way to onboard. It supports both PayPal Checkout and Expanded Checkout . You can connect your sellers with PayPal before they accept PayPal payments from buyers on your platform.

To onboard, your seller selects a signup link on your website. The link redirects them to log in or to sign up for a PayPal account. The seller can then grant you permission to process payments on their behalf. You localize the form fields using the Partner Referrals API to fill the onboarding form with previously collected data about your sellers.

Eligibility

If you use PayPal Checkout, sellers do not need a business account. They can use their personal account to onboard. You decide if sellers need a business account. For example, if you want the sellers on your platform to be registered businesses, you can set this as a requirement.

If you use Expanded Checkout, sellers need to get a PayPal business account by:

• Creating a new business account if they don't have an existing business account.
• Upgrading their personal account to a business account during onboarding.

Limitations

You need to wait for your sellers to complete the onboarding flow and confirm their email to start processing payments.

See the Onboarding sellers before payment guide for more information.

Onboarding sellers after payment

Connect your sellers to PayPal after they accept PayPal payments from buyers on your platform. Before your sellers onboard, this only supports PayPal Checkout. Sellers can accept funds immediately before creating a PayPal account and connecting it to your platform. After a seller receives payment, they are notified by email to sign up or log into their PayPal account.

Eligibility

Sellers need a business PayPal account to onboard PayPal Checkout. If the seller does not have a business PayPal account, they need to sign up for one when accepting funds or upgrade their personal account to a business account.

Limitations

This way of onboarding doesn’t support the following features and functionality:

• Expanded Checkout and card field customization
• Save payment methods
• Authorization payments, which are funds that are placed on hold on the customer’s card
• Casual sellers, which are sellers with a personal (non-business) type of PayPal account

See the Onboarding sellers after payment guide for more information.

Building onboarding into software

Building onboarding into your software is for plugins and extensions. It is a downloadable solution that you hoston your server. This option supports both PayPal Checkout and Expanded Checkout .

Eligibility

Sellers need a business account for this way of accepting payments.They canupgrade their existing personal PayPal account to a business account or create a new business account.

Limitations

This way of onboarding doesn’t support:

• Casual sellers, which are sellers with a personal (non-business) type of PayPal account
• Multiple seller purchases
• Save payment methods
• Partner fee feature
• Delayed disbursement
• Dispute APIs
• Generating reports

See the Build onboarding into software guide for more information.

Country Eligibility

Scroll through the table to find your country and eligibility. Column headings note the eligibility for combinations of PayPal account type, checkout solution, and seller onboarding method. For example, the first column header, "Business, before, PayPal Checkout," means sellers with business accounts who onboard before payment can use PayPal Checkout.

Important: For partners or third-party providers onboarding an integration that receives payments, only onboard sellers that are not in the send-only countries. Sellers in send-only countries cannot receive payments. This limitation is only for payment integrations.

Country	Business, before, PayPal Checkout	Business, after, PayPal Checkout	Casual, before, PayPal Checkout	Casual, after, PayPal Checkout	Business, before, Expanded Checkout	Casual, before, Expanded Checkout	Business, after, Expanded Checkout	Casual, after, Expanded Checkout
Albania	Yes	Yes	No	No	No	No	No	No
Algeria	Yes	Yes	No	No	No	No	No	No
Andorra	Yes	Yes	No	No	No	No	No	No
Angola (Send only)	Yes	Yes	No	No	No	No	No	No
Anguilla (Send only)	Yes	Yes	No	No	No	No	No	No
Antigua & Barbuda	Yes	Yes	No	No	No	No	No	No
Argentina	Yes	Yes	Yes	No	No	No	No	No
Armenia (Send only)	Yes	Yes	No	No	No	No	No	No
Aruba (Send only)	Yes	Yes	No	No	No	No	No	No
Australia	Yes	Yes	Yes	No	Yes	No	No	No
Austria	Yes	Yes	Yes	No	Yes	No	No	No
Azerbaijan (Send only)	Yes	Yes	No	No	No	No	No	No
Bahamas	Yes	Yes	No	No	No	No	No	No
Bahrain	Yes	Yes	No	No	No	No	No	No
Barbados	Yes	Yes	No	No	No	No	No	No
Belarus (Send only)	Yes	Yes	No	No	No	No	No	No
Belgium	Yes	Yes	Yes	No	Yes	No	No	No
Belize	Yes	Yes	No	No	No	No	No	No
Benin (Send only)	Yes	Yes	No	No	No	No	No	No
Bermuda	Yes	Yes	No	No	No	No	No	No
Bhutan (Send only)	Yes	Yes	No	No	No	No	No	No
Bolivia (Send only)	Yes	Yes	No	No	No	No	No	No
Bosnia & Herzegovina	Yes	Yes	No	No	No	No	No	No
Botswana	Yes	Yes	No	No	No	No	No	No
Brazil	Yes	Yes	Yes	No	No	No	No	No
British Virgin Islands (Send only)	Yes	Yes	No	No	No	No	No	No
Brunei (Send only)	Yes	Yes	No	No	No	No	No	No
Bulgaria	Yes	Yes	No	No	Yes	No	No	No
Burkina Faso (Send only)	Yes	Yes	No	No	No	No	No	No
Burundi (Send only)	Yes	Yes	No	No	No	No	No	No
Cote d'Ivoire (Send only)	Yes	Yes	No	No	No	No	No	No
Cambodia (Send only)	Yes	Yes	No	No	No	No	No	No
Cameroon (Send only)	Yes	Yes	No	No	No	No	No	No
Canada	Yes	Yes	Yes	No	Yes	No	No	No
Cape Verde (Send only)	Yes	Yes	No	No	No	No	No	No
Cayman Islands	Yes	Yes	No	No	No	No	No	No
Chad (Send only)	Yes	Yes	No	No	No	No	No	No
Chile	Yes	Yes	Yes	No	No	No	No	No
China	Yes	Yes	Yes	No	No	No	No	No
Colombia	Yes	Yes	No	No	No	No	No	No
Comoros (Send only)	Yes	Yes	No	No	No	No	No	No
Congo-Brazzaville (Send only)	Yes	Yes	No	No	No	No	No	No
Cook Islands (Send only)	Yes	Yes	No	No	No	No	No	No
Costa Rica	Yes	Yes	No	No	No	No	No	No
Croatia	Yes	Yes	No	No	No	No	No	No
Cyprus	Yes	Yes	Yes	No	Yes	No	No	No
Czech Republic	Yes	Yes	Yes	No	Yes	No	No	No
Denmark	Yes	Yes	Yes	No	Yes	No	No	No
Djibouti (Send only)	Yes	Yes	No	No	No	No	No	No
Dominica	Yes	Yes	No	No	No	No	No	No
Dominican Republic	Yes	Yes	No	No	No	No	No	No
Ecuador	Yes	Yes	No	No	No	No	No	No
Egypt	Yes	Yes	No	No	No	No	No	No
El Salvador	Yes	Yes	No	No	No	No	No	No
Eritrea (Send only)	Yes	Yes	No	No	No	No	No	No
Estonia	Yes	Yes	Yes	No	Yes	No	No	No
Ethiopia (Send only)	Yes	Yes	No	No	No	No	No	No
Falkland Islands (Send only)	Yes	Yes	No	No	No	No	No	No
Faroe Islands	Yes	Yes	No	No	No	No	No	No
Finland	Yes	Yes	Yes	No	Yes	No	No	No
Fiji	Yes	Yes	No	No	No	No	No	No
France	Yes	Yes	Yes	No	Yes	No	No	No
French Guiana	Yes	Yes	Yes	No	Yes	No	No	No
French Polynesia	Yes	Yes	No	No	No	No	No	No
Gabon (Send only)	Yes	Yes	No	No	No	No	No	No
Gambia (Send only)	Yes	Yes	No	No	No	No	No	No
Georgia	Yes	Yes	No	No	No	No	No	No
Germany	Yes	Yes	No	No	No	No	No	No
Gibraltar	Yes	Yes	No	No	No	No	No	No
Greece	Yes	Yes	Yes	No	Yes	No	No	No
Greenland	Yes	Yes	No	No	No	No	No	No
Grenada	Yes	Yes	No	No	No	No	No	No
Guadeloupe	Yes	Yes	Yes	No	Yes	No	No	No
Guatemala	Yes	Yes	No	No	No	No	No	No
Guinea (Send only)	Yes	Yes	No	No	No	No	No	No
Guinea-Bissau (Send only)	Yes	Yes	No	No	No	No	No	No
Guyana (Send only)	Yes	Yes	No	No	No	No	No	No
Honduras	Yes	Yes	No	No	No	No	No	No
Hong Kong SAR China	Yes	Yes	No	No	No	No	No	No
Hungary	Yes	Yes	Yes	No	Yes	No	No	No
Iceland	Yes	Yes	No	No	No	No	No	No
India	Yes	Yes	No	No	No	No	No	No
Indonesia	Yes	Yes	Yes	No	No	No	No	No
Ireland	Yes	Yes	Yes	No	No	No	No	No
Italy	Yes	Yes	Yes	No	Yes	No	No	No
Jamaica	Yes	Yes	No	No	No	No	No	No
Japan	Yes	Yes	Yes	No	No	No	No	No
Jordan	Yes	Yes	No	No	No	No	No	No
Kazakhstan	Yes	Yes	No	No	No	No	No	No
Kenya	Yes	Yes	No	No	No	No	No	No
Kiribati (Send only)	Yes	Yes	No	No	No	No	No	No
Kuwait	Yes	Yes	No	No	No	No	No	No
Kyrgyzstan (Send only)	Yes	Yes	No	No	No	No	No	No
Laos (Send only)	Yes	Yes	No	No	No	No	No	No
Latvia	Yes	Yes	Yes	No	Yes	No	No	No
Lesotho	Yes	Yes	No	No	No	No	No	No
Liechtenstein	Yes	Yes	Yes	No	Yes	No	No	No
Lithuania	Yes	Yes	No	No	Yes	No	No	No
Luxembourg	Yes	Yes	Yes	No	Yes	No	No	No
Macedonia (Send only)	Yes	Yes	No	No	No	No	No	No
Madagascar (Send only)	Yes	Yes	No	No	No	No	No	No
Malawi	Yes	Yes	No	No	No	No	No	No
Malaysia	Yes	Yes	Yes	No	No	No	No	No
Maldives (Send only)	Yes	Yes	No	No	No	No	No	No
Mali (Send only)	Yes	Yes	No	No	No	No	No	No
Malta	Yes	Yes	Yes	No	Yes	No	No	No
Marshall Islands (Send only)	Yes	Yes	No	No	No	No	No	No
Martinique	Yes	Yes	Yes	No	Yes	No	No	No
Mauritania (Send only)	Yes	Yes	No	No	No	No	No	No
Mauritius	Yes	Yes	No	No	No	No	No	No
Mayotte	Yes	Yes	Yes	No	Yes	No	No	No
Mexico	Yes	Yes	No	No	No	No	No	No
Micronesia (Send only)	Yes	Yes	No	No	No	No	No	No
Moldova	Yes	Yes	No	No	No	No	No	No
Monaco	Yes	Yes	No	No	No	No	No	No
Mongolia (Send only)	Yes	Yes	No	No	No	No	No	No
Montenegro (Send only)	Yes	Yes	No	No	No	No	No	No
Montserrat (Send only)	Yes	Yes	No	No	No	No	No	No
Morocco	Yes	Yes	No	No	No	No	No	No
Mozambique	Yes	Yes	No	No	No	No	No	No
Namibia (Send only)	Yes	Yes	No	No	No	No	No	No
Nauru (Send only)	Yes	Yes	No	No	No	No	No	No
Nepal (Send only)	Yes	Yes	No	No	No	No	No	No
Netherlands	Yes	Yes	Yes	No	Yes	No	No	No
New Caledonia	Yes	Yes	No	No	No	No	No	No
New Zealand	Yes	Yes	Yes	No	No	No	No	No
Nicaragua	Yes	Yes	No	No	No	No	No	No
Niger (Send only)	Yes	Yes	No	No	No	No	No	No
Nigeria (Send only)	Yes	Yes	No	No	No	No	No	No
Niue (Send only)	Yes	Yes	No	No	No	No	No	No
Norfolk Island (Send only)	Yes	Yes	No	No	No	No	No	No
Norway	Yes	Yes	Yes	No	Yes	No	No	No
Oman	Yes	Yes	No	No	No	No	No	No
Palau	Yes	Yes	No	No	No	No	No	No
Panama	Yes	Yes	No	No	No	No	No	No
Papua New Guinea (Send only)	Yes	Yes	No	No	No	No	No	No
Paraguay (Send only)	Yes	Yes	No	No	No	No	No	No
Peru	Yes	Yes	No	No	No	No	No	No
Philippines	Yes	Yes	Yes	No	No	No	No	No
Pitcairn Islands (Send only)	Yes	Yes	No	No	No	No	No	No
Poland	Yes	Yes	Yes	No	Yes	No	No	No
Portugal	Yes	Yes	Yes	No	Yes	No	No	No
Qatar	Yes	Yes	No	No	No	No	No	No
Reunion	Yes	Yes	Yes	No	Yes	No	No	No
Romania	Yes	Yes	Yes	No	Yes	No	No	No
Russia	Yes	Yes	Yes	No	No	No	No	No
Rwanda (Send only)	Yes	Yes	No	No	No	No	No	No
Sao Tome & Principe (Send only)	Yes	Yes	No	No	No	No	No	No
Samoa (Send only)	Yes	Yes	No	No	No	No	No	No
San Marino	Yes	Yes	Yes	No	No	No	No	No
Saudi Arabia	Yes	Yes	Yes	No	No	No	No	No
Senegal	Yes	Yes	No	No	No	No	No	No
Serbia	Yes	Yes	No	No	No	No	No	No
Seychelles	Yes	Yes	No	No	No	No	No	No
Sierra Leone (Send only)	Yes	Yes	No	No	No	No	No	No
Singapore	Yes	Yes	Yes	No	No	No	No	No
Slovakia	Yes	Yes	Yes	No	Yes	No	No	No
Slovenia	Yes	Yes	Yes	No	Yes	No	No	No
Solomon Islands (Send only)	Yes	Yes	No	No	No	No	No	No
Somalia (Send only)	Yes	Yes	No	No	No	No	No	No
South Africa	Yes	Yes	Yes	No	No	No	No	No
South Korea	Yes	Yes	Yes	No	No	No	No	No
Spain	Yes	Yes	Yes	No	Yes	No	No	No
St. Helena (Send only)	Yes	Yes	No	No	No	No	No	No
St. Kitts & Nevis	Yes	Yes	No	No	No	No	No	No
St. Lucia	Yes	Yes	No	No	No	No	No	No
St. Pierre & Miquelon (Send only)	Yes	Yes	No	No	No	No	No	No
St. Vincent & Grenadines (Send only)	Yes	Yes	No	No	No	No	No	No
Suriname (Send only)	Yes	Yes	No	No	No	No	No	No
Svalbard & Jan Mayen (Send only)	Yes	Yes	No	No	No	No	No	No
Swaziland	Yes	Yes	No	No	No	No	No	No
Sweden	Yes	Yes	Yes	No	Yes	No	No	No
Switzerland	Yes	Yes	No	No	No	No	No	No
Taiwan	Yes	Yes	Yes	No	No	No	No	No
Tajikistan (Send only)	Yes	Yes	No	No	No	No	No	No
Tanzania (Send only)	Yes	Yes	No	No	No	No	No	No
Thailand	Yes	Yes	No	No	No	No	No	No
Togo (Send only)	Yes	Yes	No	No	No	No	No	No
Tonga (Send only)	Yes	Yes	No	No	No	No	No	No
Trinidad & Tobago	Yes	Yes	No	No	No	No	No	No
Tunisia (Send only)	Yes	Yes	No	No	No	No	No	No
Turkmenistan (Send only)	Yes	Yes	No	No	No	No	No	No
Turks & Caicos Islands	Yes	Yes	No	No	No	No	No	No
Tuvalu (Send only)	Yes	Yes	No	No	No	No	No	No
Uganda (Send only)	Yes	Yes	No	No	No	No	No	No
Ukraine (Send only)	Yes	Yes	No	No	No	No	No	No
United Arab Emirates	Yes	Yes	No	No	No	No	No	No
United Kingdom	Yes	Yes	Yes	No	Yes	No	No	No
United States	Yes	Yes	Yes	No	Yes	No	No	No
Uruguay	Yes	Yes	No	No	No	No	No	No
Vatican City (Send only)	Yes	Yes	No	No	No	No	No	No
Venezuela	Yes	Yes	No	No	No	No	No	No
Vietnam	Yes	Yes	Yes	No	No	No	No	No
Wallis & Futuna (Send only)	Yes	Yes	No	No	No	No	No	No
Yemen (Send only)	Yes	Yes	No	No	No	No	No	No
Zambia (Send only)	Yes	Yes	No	No	No	No	No	No
Zimbabwe (Send only)	Yes	Yes	No	No	No	No	No	No